Home Buyer DTI + Credit Program
Clearing Your Path to Homeownership
At BlueHome Credit, we are committed to empowering aspiring homebuyers to achieve their dream of homeownership through expert financial guidance and personalized strategies. Our housing consultant team will work with you 1 on 1 to guide you along the path to homeownership.

Empowering You to Own Your Home
Our experienced team provides compassionate and reliable support to enhance your financial well-being and promote independence. We aim to help you become a homeowner by creating a clear financial path to homeownership. Our financial review is completed one week after you upload your bank statements and give us a clear understanding of your monthly debts.



Financial Solutions
How it works

Credit Analysis
Tailored Budgeting

Mortgage Planning
Debt To Income Management

Financial Coaching
Homeownership Education
Benefits
Why Choose Us
At BlueHome Budget and Finance, we prioritize the financial well-being of aspiring homebuyers and offer customized credit and budget plans to meet individual needs. Our team ensures your financial security and success, providing reliable and compassionate support tailored to your homeownership journey.
Expert Guidance
Our dedicated consultants provide expert support and assistance, ensuring you receive the care and attention you deserve. We focus on building strong relationships with aspiring homebuyers to promote trust and financial well-being throughout their homeownership process.
Professional Team
Our experienced team of financial experts delivers high-quality services to support aspiring homebuyers in achieving their dream of homeownership. We are dedicated to ensuring the best possible outcomes for our clients through expertise and commitment.
1 on 1 guidance on your goal of homeownership
At BlueHome Credit, we believe in a personalized approach to credit and budget planning — one that’s tailored to your unique financial situation and goals as you work toward homeownership.
Our mission is to empower you with the tools, strategies, and support you need to move toward financial independence and mortgage readiness.
While our team will work diligently to help you prepare for homeownership, it’s important to understand that we cannot guarantee mortgage approval. Every individual’s financial journey is different, and many factors — including credit, debt, income, lending policies, and federal regulations — can change and are outside of our control.
We are here to guide you, support you, and give you the best possible plan based on where you are today — and where you want to be tomorrow.